People have asked me, why do you work so much? I didn’t really understand what they meant until this last year. Throughout the year, I work 3 different jobs which range, at times, from 5:30am until 8:00pm.

Why do you work so much?

I don’t do it for the pay, I don’t do it for the recognition. I do it because I want to pay off my bills. I’ve worked the same base full-time job for nearly 3 years, and honestly it’s helped me pay off my debt better than I thought it would. I’ve had some excellent situations though that allowed me to pay off 2 student loans within a year of graduating.

I’ve been blessed… Thus far, I’ve only had to pay one years worth of rent which means everything else goes towards my car, student loans and (wait for it…….) SAVINGS (401k and IRA)! (@PeteThePlanner would be proud I’m sure)

I’ve never been much of a “student” – honestly I didn’t graduate from Xavier University with a great overall GPA, but there was one class that forced me to wake up and realize what I need to do. That class was Finance.

So Prof. Sisak, thank you. I never had a professor ingrain something in my head so deeply.

At 25 years old, I have one student loan to pay off along with  $10k in a car loan left to pay. My goal is have no debt by the time Sarah finishes school and we buy our first home.